Nearly 70 percent of the class of 2018 took out student loans, graduating with an average debt of $29,800. Americans collectively owe nearly $1.57 trillion in student debt, according to the Federal Reserve, which is a 27 percent jump since 2014. Among the many reasons: more than two-thirds believe that their tuition discount rate is unsustainable.Īt the same time, many students feel burdened by their educational debt, which suggests that schools can’t continue to rely so heavily on conventional tuition as a sustainable revenue source. Just 44 percent of chief financial officers of higher education institutions say they are confident their college will be financially stable over the next 10 years, down from 54 percent in 2016, according to a survey last year by Inside Higher Ed. To be financially stable, most colleges need revenue growth of at least 3 percent, Moody’s advised. Moody’s recently predicted that growth in operating expenses will outpace revenues at most institutions of higher education. This snapshot may even understate the problem. There will likely be more: our review of public data suggests that at least 90 medium-size not-for-profit institutions across the country show some signs of financial pressure. In the worst cases, some schools have lost accreditation or have shut down. These pressures have forced many schools to make painful choices, including cutting programs, laying off faculty, merging with other schools, and reducing student admissions. ![]() Others, including many small liberal arts colleges, are facing declining enrollment, nervously watching expenses outpace revenue, and tapping their endowments to cover shortfalls. Top-ranked schools turn away throngs of top applicants, while cushioned by staggering endowments. Higher education institutions in the United States face starkly different prospects.
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You can convert to various formats such as ePub, Mobi, and PDF. ![]() With Epubor, you can quickly decrypt and convert the eBooks in Kindle, Adobe, Sony, and Google eBooks. ![]() □Save 65% OFF Epubor Ultimate About Epubor Software:Įpubor is an amazing software for changing the format of your eBooks into the preferred format. ![]() However, I have another problem - the price is usually $300-350 or more.ĭo you have any other solutions in between these two? I prefer Hikvision and Dahua, but I can't fit any o the models in a smaller hole.AnyGo software is a powerful and user-friendly web-based software application for managing and tracking the status of projects, tasks, and workflows. ![]() For example, P1214, P1224, and P1245 with FA1105 sensor has 20mm in diameter, only P1244 with F1004 sensor unit has 15mm in diameter, but the fixing hole supposed to be 21mm. However, when looking at comparison tables I found that lenses are not that small as expected and there is no solution that looks like a regular peephole, so I will have to figure something out. Do you also have such Timer Axis models from the P12 series look really nice and of good quality, and I heard that they are usually also embedded in ATMs. My largest concern is that people reported that these Chinese cameras' firmware actually sends a lot of data to some servers in China all the time. It uses iCSee Pro or XMEye Android apps (3.7 rating on Play Store), while Revotech uses NVSEE (3.1 rating on Play Store), but the rest of the specification looks similar, so basically, BirdCam is a repackaged Chinese camera. However, TOP-201 is a pretty old model, I found some posts about it in this forum dating in 20 - isn't there anything newer? BTW, BirdCam looks a lot like the abovementioned Revotech cameras model I706, usually sold for $50 on Amazon or $25 on AliExpress. ![]() Thank you both for your This kind of cameras was one of my top picks The only problem is that I am not sure how to fix it in the peephole because I have a 7cm thick door, but I will definitely take a look at it. I also examined Titathink mini hidden (separated) cameras (TT520-TT522) and some Revotech mini cameras, but I am not sure if they will fit and how will they work.Ĭould you please share your opinion on what to do or your experiences if you have a similar setup, and I would appreciate it if you could recommend some product (preferably available in EU). DS-2CD6425G0, DS-2CD2D21, IPC-HUM8431), but they are expensive and still will not fit (usually lens of 26-30mm in diameter). I looked at Hikvision and Dahua special and separated cameras (e.g. If I find a good camera maybe I can make the hole bigger, but it involves drilling through a steel plate so I will do it only if necessary. So, I don't want Ring peephole camera, Eques VEIU, EZVIZ DP1, Remo+ RemoBell, Arlo, Eufy, August, or even Brinno SHC1000W.Īctually, I found a lot of peephole cameras on AliExpress of questionable quality and security, not to mention software however, usually of 23-25mm in diameter or more, which will not fit into a smaller hole like mine. Smart doorbell cameras with larger outside part and ring doorbell button (with or without LCD) and cloud storage are not an option - I just want a camera that can fit into the peephole and doesn't look like a camera or a doorbell from the outside. Night vision capabilities are more than welcome, and audio (microphone) is optional. I would also need an LCD somewhere near the door to see who is on the other side (I prefer a regular "dummy" LCD, but I could consider a smart display or Android tablet if needed). Well, I would like to connect it to the existing Hikvision NVR with PoE ports for recording, the same way as my other PoE Hikvision bullet and dome cameras, so it must be ONVIF compatible network camera, and I would like to reuse my NVR capabilities and Hik-Connect mobile app for remote watching. Hi, I am searching for some time for a concealed wider-angle peephole IP camera that can fit into my 14mm door hole, and I have no luck in finding it. ![]()
![]() Killer Bee (cp040) doesn’t kill itself when it should while Shard of Power (se128) is in play. Killer Bee (cp040) is managing to attack on summon when Towering Brute (ll020) should be reducing its attack to 0. Pack Outcast (cp001) is only getting +1 attack regardless of how many abilities it is targeted by in the same turn. Molten Destroyer (se057) is incorrectly treating health reduction as damage. Kiruth: Thaddeus’ Vault (ll196) causes controller to lose 1SE when an ally is removed from their graveyard even if they didn’t activate it. Howlfang (ex090) allows you to have two Wildfangs in play. Call of the Wild (cp036) is counting a Wild ally ability activation as a Wild ally being summoned. Soul Reaper (se123) should be usable even if you have full health. Coran’s (cp056) ability is triggering on opponent’s turn. Gorlak (cp055) looks a bit blurry when in your deck in the Deckbuilder. What Big Teeth (se115) causes controller to lose 1HP when attacking and defending when Bludgeon (cp049) is out Drangis (sf090) is not giving Ambush to Gorlak (cp055) even though it is a Hunter ally. ![]() 28 balance changes: 19 buffs, 6 rejigs (intended to be buffs), 3 nerfs. Two new Legendary allies for the September and October challenge winners. Completely free to play! No "pay to win" here! Fantastic 3d graphics and special effects Free to play Meltdown game mode with great weekly prizes View games in progress or replays to learn new strategies Amazing dark fantasy card art that is sure to wow you, even rivals the top trading card games! Many new cards in the Lost Lands expansion, bringing the total to more than 800 cards "Shadow Era proves that digital TCG's can be just as fun as their real world counterparts." - Gamezebo "Shadow Era is a deep CCG that's easy to pick up, but nearly impossible to put down." - Slide To Play (4/4) "Shadow Era is a must-download for fans of CCGs." - TUAW "A fantastic representation of what freemium games should be." - Touch Arcade Your progress and cards will be saved on the server and can be accessed from any device! You must decide which strategy to use as you build your deck, in one of the most balanced card games out there! Battle with AI opponents or other players in realtime pvp to earn more cards. Start your campaign by choosing your Human Hero, and get a free starter deck. Shadow Era is the full scale, cross-platform collectible trading card game that you've been looking for, with the most generous free to play system out there! ![]() This is where the game really shines – you’re asked to slow down, zoom in and literally see the world from a different point of view. Some of Toem’s quests require you to snap a photo of a rare insect or animal that can only be seen in detail through camera mode. There’s some clever game design at play here initially navigating the landscape from an isometric view, a tap of the Triangle button and you’re staring first-person down the barrel of your lens in camera view. The hand-drawn animation is charming yet simple and manages to conjure the tranquillity of nature – rambling through the depths of a dark forest I was bathed in zen by the shafts of light bursting through the forest canopies. ![]() Playing as an unnamed adventurer, you navigate the Scandi-inspired landscapes armed with a vintage film camera – ready to assist the quirky inhabitants with their often-outlandish requests. Each task you successfully complete earns you a stamp on your community card – get enough of these and you can hop on the bus to the next destination.įirst off – Toem is gorgeous. This is exactly the spirit in which Swedish indie, Something We Made , have lovingly crafted their latest game, Toem. Mys promotes comfort, slowing down and taking time away from the stresses of the outside world. Unless you’ve been living under a rock for the last few years ( wouldn’t blame you, tbh) then you’ve probably come across the Danish concept Hygge. What you might not know is that neighbouring Sweden have their own take on the idea: Mys. ![]() It eventually led to a popular viral marketing campaign which had Mustafa responding to various Internet comments in short YouTube videos on Old Spice's YouTube channel. The Man Your Man Could Smell Like – A television commercial starring Isaiah Mustafa reciting a quick, deadpan monologue while shirtless about how "anything is possible" if men use Old Spice. ![]() – Banner ads from this mortgage company feature endless loops of cowboys, women, aliens, and office workers dancing. ![]() As of 2013 it was the most shared ad of all-time. It was released on the Internet a few days prior to Super Bowl XLV in 2011, and quickly became popular.
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